PARULIAN, Parulian; TAN, Emmelia. The Effect of Financial Access, Financial Literacy and Financial Experience on MSME Financial Behavior. Daengku: Journal of Humanities and Social Sciences Innovation, [S. l.], v. 4, n. 4, p. 550–559, 2024. DOI: 10.35877/454RI.daengku2564. Disponível em: https://jurnal.ahmar.id/index.php/daengku/article/view/2564. Acesso em: 2 may. 2026.