Juridic Overview Agreement Changes On Sharia Bank Merger

Abstract

The purpose of this study is to find out the terms of the customer agreement with Bank Rakyat Syariah, National Bank of Indonesia Syariah and Bank Mandiri Syariah and find out the resolution of the problem of changing customer agreements with Islamic Banks that have merged. This study uses a normative approach. The side effect of the review shows that Islamic banks will become banks that work according to Sharia Standards, particularly the main rules of the Qur'an and Hadith. Several changes related to customers with BSI are the transformation of Heritage Cards, namely the replacement of check cards that actually bear the heritage bank logo (Mandiri Syariah, BRI Syariah and BNI Syariah) into charge cards with the BSI logo to match the heritage bank. latest marking after consolidation. Sharia banking operations are based on the principles of fairness, partnership, transparency, and universality. Settlement of changes to customer agreements with Islamic banks that have merged that new trust funds and legal responsibilities have been established under the Law on the Protection of Religious Freedom (Law Number 3 of 2006, Law on Religious Courts). As stated in Article 49 letter I of the 2012 Religious Broadcasting Law, this authority was expanded.